Cashback Optimizer Use the card that gets you the most cashback!

Base Cashback Rate: 1.0%

Current Bonuses

2.0% - Always Active
Categories: Grocery Stores
3.0% - Always Active
Categories: Gas


The BankAmericard Cash Rewards card offers the following cash back tiers:
-1% cash back on every purchase
-2% cash back at grocery stores
-3% cash back on gas
-Grocery store/gas bonus rewards on up to $1,500 grocery/gas quarterly spend.

Annual Fee: $0
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4 / 5 - Good Card

By Erin Carroll on March 1, 2016

If the cardholder redeems their cash back rewards into their Bank of America account, an additional 10% is given. For anyone with a preferred rewards bank of America account, the bonus reward amount can go up to 75% (As a Bank of America customer, you can get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.If you're a Bank of America Preferred Rewards client, you can increase that bonus to 25%-75%.).

This card benefits people who purchase a large amount of groceries and gasoline, which is beneficial to families and commuters who drive to work, and those who do not appreciate the rotating cash back categories that other cards offer.

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