Cashback Optimizer Use the card that gets you the most cashback!

Fantastic card that i use for almost everything. You get 1% cash back on purchases and then another 1% on the amount that you pay on your bill. I use this card for almost everything such as paying for bills and groceries. The only time i would use another creditcard is when they have a rotating category for 5%.

Another great feature is that they provide you with instant virtual credit card numbers to pay for untrusted websites. You can put a purchase limit on the new card so you can feel safe using it.

This has been a really good card for us. The 2% cashback with no special redemption requirements (like the Fidelity Amex) makes it really appealing, and when we signed up it came with 12 months no-interest.

Citi's website is pretty easy to use, and redeeming the cashback is simple.

The only downside is that you have to wait a little bit longer for your cashback since you get 1% when you make a purchase and 1% when you pay it off, but it isn't that big of a deal. The $25 minimum redemption is also a little annoying, but we usually put enough on it and pay enough off to get over that amount every month.

Overall, a really good card that I highly recommend.